Kiribati Invest is a supply of capital belonging to numerous of separate and unrelated investors, a group of individuals or companies used to collectively purchase securities while each investor retains ownership and control of his own shares. By pooling their capital, investors can share costs and benefit from the advantages of investing larger amounts, including the possibility of achieving a broader diversification among a number of different assets and thus spreading their risks. An investment fund provides a broader selection of investment opportunities, greater management expertise and lower investment fees than investors might be able to obtain on their own.