Honed over the years are clear rules of trade strategies we selected control in conjunction with competent management of capital (risk - management) who allows us, along with high profitability, keep risks to a minimum. When the transaction necessarily exhibit "stop-loss" that always lets you control the potential losses. Banks and mutual funds – model of savings is irrelevant. As soon as a person has savings, the question arises, how to save and multiply. The easiest way - to save money at home. Of course, money is not growing with. These savings and differ from investing in skilled money management.